Horizon Eye Care participates in most medical insurance plans in the area, so if you're coming in for evaluation and treatment of a medical condition involving your eye, there usually aren't any problems. Please click here to see a list of insurance companies for which we are participating providers.
You need to know that it can take a bit of work to determine how your routine eye benefit works. While some insurance companies provide routine eye care benefits as part of the basic plan and allow you to see any participating eye doctor, many employers choose a separate product for routine eye care. Routine eye care is defined as the benefit that allows you to get a routine eye exam along with a prescription for glasses or contact lenses. If you do have a separate company for your vision benefits, there is usually a network of eye doctors. You do not always get an insurance card for your vision plan, so call your medical insurance carrier and ask if your routine vision benefits are administered by y our medical plan or by another company.
Horizon Eye Care is considered out-of-network for almost all routine eye care plans with the exception of Vision Service Plan (VSP) (Signature product only . . . not Select, Value Plan, or Signature Choice). We have a few doctors who participate in that insurance program. Keep in mind that if you have a medical condition with your eye we can file the claim to your regular insurance company in which case you will get in-network benefits. Additionally, if your insurance company administers the routine eye benefit then we can likely see you and you will have in-network benefits.
Also, some of these routine eye care programs have out-of-network benefits. Horizon Eye Care's fees for a routine exam are very competitive. Please find out about your benefits and then schedule your eye care appointment. Is a contact lens exam covered by my insurance?
Most insurance companies do not cover contact lens exams and we collect this fee at the time of service. You can certainly file this to your insurance company and see if they will reimburse you.
